Built on Fiduciary Principles. Driven by Your Long-Term Vision

At Grodzki Wealth Management, we believe wealth management should be transparent, disciplined, and entirely aligned with your best interests. Headquartered in Orlando, Florida, and serving individuals, families, and business owners nationwide, our firm provides independent investment management, comprehensive financial planning, and strategic insurance solutions.

As a registered independent advisory firm operating under a fee-only fiduciary standard, we eliminate the conflicts of interest common in traditional brokerage environments. We do not sell proprietary products or push commission-driven transactions. Our duty is exclusively to you—delivering objective advice, prudent risk management, and tailored financial guidance designed to help you build, preserve, and transfer generational wealth.

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The Founder’s Perspective: Institutional Experience, Independent Focus

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Grodzki Wealth Management was founded by Zach Grodzki, APMA®, with a clear objective: to bring institutional-caliber wealth advisory services to clients through a personalized, boutique experience.

Zach began his career at the largest stock brokerage firm in the United States, mastering the mechanics of the capital markets and modern investment infrastructure. He then joined an advisory practice managing over $1 billion in Assets Under Management (AUM), where he developed sophisticated asset allocation frameworks, tax-efficient drawdown models, and comprehensive multi-generational wealth plans for high-net-worth clients.

Holding his Series 7 and Series 66 registrations along with the Accredited Portfolio Management Advisor (APMA®) designation, Zach combines rigorous macroeconomic analysis with client-focused planning. Recognizing that conventional financial firms often prioritize sales quotas over client outcomes, he founded Grodzki Wealth Management to provide transparent, uncompromised wealth guidance.

"True wealth management isn't about predicting the market; it's about building an intentional, resilient strategy where every dollar has a purpose."

— Zach Grodzki, APMA®

We integrate every facet of your financial life into a cohesive, structured roadmap:

• Discretionary Investment Management: We design custom, globally diversified portfolios tailored to your time horizon, risk tolerance, and tax situation. Leveraging disciplined rebalancing and low-cost, tax-efficient vehicles, we keep your capital working consistently toward your goals.

• Holistic Financial Planning: From retirement accumulation and distribution models to cash flow analysis and education funding, our comprehensive financial plans give you complete clarity on where you stand and what moves to make next.

• Risk Management & Insurance Solutions: Asset protection is fundamental to long-term wealth preservation. We evaluate your liability exposures and analyze life, disability, and asset-protection coverage to ensure your balance sheet is protected against life's uncertainties.

• Tax-Efficient Coordination: We optimize asset location across taxable, tax-deferred, and tax-free buckets (such as Roth conversions and health savings vehicles) to minimize unnecessary drag on your compounded returns.

Why Work With an Independent RIA?

• Fiduciary Standard of Care: By law, we are legally bound to put your interests ahead of our own at all times.

• Fee-Only Transparency: We earn compensation solely from the clear advisory fees agreed upon with you. No hidden markups, no trade commissions, and no back-end revenue-sharing agreements.

• Institutional Custody & Security: Your assets are held safely with leading third-party institutional custodians, providing robust safety, detailed reporting, and seamless account oversight.

• Nationwide Reach, Boutique Attention: Whether you are local to Central Florida or based anywhere across the country, our virtual planning infrastructure allows us to partner closely through secure, collaborative technology.

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Ready to align your wealth with your goals?